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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
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Exactly how many islands are included in the group called the 1000 Islands?

A 
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State.
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Jeff Baker, REALTOR®, real estate agent and broker for Vancouver, Camas, Battle Ground and Clark County, Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Jeff Baker
RE/MAX equity group

1301 SE Tech Center Dr #150
Vancouver, WA 98683
Direct: 360-904-6764
Fax: 360-256-6554
jeffbaker@NUMBER1EXPERT.com

Click on my website and you will see why it is the best site for real estate in Vancouver, Clark County and SW Washington! Search exclusively all active listings of homes in SW Washington! Since 1997, Jeff has been a top producing realtor working hard for his clients, ensuring a smooth transition with a sensible approach.

ABR CRS Equal Housing GRI MLS REALTOR


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